Anyone with Saving Money Experience

[GAMES]

Salool, Somalida Europe kunool waa dad aduunka ka dhacay, marka layaabi maayo.

Aniga kuwa aan qaraabo nahay oo waxaan aqaanaa 20 sano Scandinavia kunool oo weli Ceyr qaata, oo aanan weligood shaqeesan, gurina aanan gadan.

Waxaaba dhaamo reer UK, at least weey xamaashaan.

America waa sidoo kale, hadii aad welfare qaadatid, Account Bangiga waa inaad every six month idirtaa, sideey u fiiriyaan ineeysan lacag badan kuu oolin.

Laakinse, qof kale magaciisa ayaa kufurankartaa.

[gegiroor]

^^Here in sweden most pple who join hagbad wa dadka caydha ku nool.Lacag ma dhigan karaan bangiga waayo caydha ogaaneysa.Bil kasta wa la jeegreya acountkooda.Dadkan jail mina laahi bay isaga jiraan, bil kasta waxa yare la siiynayo wa lagu bahdila.

Oo adigun miyaadan ahayn single-mother, xusul-baruur ah oo caydha qaadata? Maxaadse ugu maagaysaa kuwaas kale mar haddii aad adiguba laba-midigaynaysid?

[salool]

Salool, Somalida Europe kunool waa dad aduunka ka dhacay, marka layaabi maayo.

Aniga kuwa aan qaraabo nahay oo waxaan aqaanaa 20 sano Scandinavia kunool oo weli Ceyr qaata, oo aanan weligood shaqeesan, gurina aanan gadan.

Waxaaba dhaamo reer UK, at least weey xamaashaan.

America waa sidoo kale, hadii aad welfare qaadatid, Account Bangiga waa inaad every six month idirtaa, sideey u fiiriyaan ineeysan lacag badan kuu oolin.

Laakinse, qof kale magaciisa ayaa kufurankartaa.

Mushkiladu waa, lacagti caydha aya badan iyo benefitka aya caruurta ay ku qaatan.Dhakhtarki, dawadi, laydhki..waxan laga bixinen ma jirto.Maalinta oo ninku shaqo bilaabo waxaas oo dhan wa laga jaraya, nasiib darada ugu weyna hadayna naagto shaqayn mushaharkiisu kuma filnaaneyo.Marka wa inay caydho kabto.Sidaas daraadeed bay oo diidan shaqo..waayo waxay ku leeyhiin marba hadaanan isku filnaaneyn maxa faaiday.si marka lo eegana way saxsanyehiin laakin nafsiyen shaqada oo dhaanta.Nin weyn oo aqalka dhex jiifa maalin kasta waa foolxumo.Caruurtina markay arkaan aabahoodo hurda ma iyagaaba ka fakaryaba hormar isku samee.

[Sumubaridi]

Salool,

Faqiir shaqaysta ayaa kafiican taajir Cayr Qaata. Qofka haduu iska daaqo sidii xoolihii oo caloosha cayd kabuuxiyo maskaxdiisa ayaa yaraanayso iyo fikirkiisa. Marka danbe intuu sidii dibigii kibro ayuu naagta iyo caruurta herti kabadinaa. Calool buuxda iyo camal la'aan waa laga ducaystaa.

[salool]

Udun, wlc to my ignore list.I thought you changed laakin siday gaalado odhan jiren bay noqotay: Ay gaboobay yaa fadhi bari kara.

Googaradada iska sidu oo dhikhdhikhdaada ku jir,

Habeen wanaagsan.

Salool,

Faqiir shaqaysta ayaa kafiican taajir Cayr Qaata. Qofka haduu iska daaqo sidii xoolihii oo caloosha cayd kabuuxiyo maskaxdiisa ayaa yaraanayso iyo fikirkiisa. Marka danbe intuu sidii dibigii kibro ayuu naagta iyo caruurta herti kabadinaa. Calool buuxda iyo camal la'aan waa laga ducaystaa.

Waa runta.waxa yar ee ilaahy ku siiyo bu ku barakeenaya.Qofka xoogisa shaqaysta sharaf ayuu leeyahy.

[gegiroor]

Hagbad is too risky. In my town, the managing director of this hagbad/ayuuto has spent $70,000 USD and declared to the people who were members of that hagbad/ayuuto that she has spent it for an urgent issue and she will pay it back. After the other women waited for awhile and did not get their money back, they threatened to beat her up, so she can take the money as a dia. I know the guy who is married to that woman, and people are collecting qaaraan to pay off the debt now.

I advise the OP to open a saving account, put the money in there, and make sure you choose the option of not taking the money for a whole year. After you fulfill the one-year term, take your money, find out how much interest on it, and give the interest money to a mosque or needy people. You won't get an ajar from it, but also you did not collect a sin. Some sheikhs say no savings accounts, so check with your learned local Islamic scholar and see if it is permissible.

Another option is, if you have your mother or an older sibling nearby whom you can trust, use that person as a saving account.

As for Somalis backhome, use my tactic. I changed my phone number and never give them my new phone number. If they found out my number and ask me money, I tell them I don't have it. If they insist on asking me that money or persistently call me, I give them a final message that I will not be sending any money. I yell and scream at them. The only people I send money are widows. Rest of them, forget about them. If they still call me, I tell them I will send them a money but never do. The last tactic worked where they give up on me now. I adopted this tactic after sending money to them for over 17 years, but no respect from them. They don't appreciate it, and think the money is an entitlement. F'ck them!

Good luck!

[Thuganomics]

they
threatened to beat her up, so she
can take the money as a dia.

Somalidu waa imtixaan.IIntey dilaan bey odhan "Magteedii waanu qadimney"

[GAMES]

Horta, is't normal for men to Join Hagbad or is't strictly for the women?

[gegiroor]

Horta, is't normal for men to Join Hagbad or is't strictly for the women?

Men joined it too; however, women love to deal with women, so if you're gonna participate, make sure you find a woman who is already in there and can act on your behalf. It is a good savings plan if the person managing it is trustworthy, and overwhelming majority of them are honest women.

[GAMES]

Horta, is't normal for men to Join Hagbad or is't strictly for the women?

Men joined it too; however, women love to deal with women, so if you're gonna participate, make sure you find a woman who is already in there and can act on your behalf. It is a good savings plan if the person managing it is trustworthy, and overwhelming majority of them are honest women.

Oh ok thanks.

[Methylamine]

Join the sonkor trade

[Sumubaridi]

Waad Mahadsantihiin akhiyaarta. Talo wanaagsan oo walaaltinimo ayaad isiiseen oo maskax iyo waayo aragnimo kujirto. Allah ajar haydinka siiyo. I will analyze fikirkiina oo dhan markaas ayaan insha allaah idin soo sheegayaa wixii jira. Talo wanaagsan baad isiiseen.

[bakoorad]

You could ask a female relative to join a haggard on your behalf.

Personally, I would invest. Nothing complicated. Just buy items in bulk from sites like alibaba and list them on them on eBay, Amazon, Groupon. If you're very shrewd and experienced like me you can usually triple your investment every month.

Good luck with your plans for a second one