i just realized, i do all my spending on debit, its a good as cash and better than credit cause you're actually spending real money from your account.
convenient yes...but i'm actually starting worry with all the financial crisis of the banks that they may simply wipe out people's hard earned money sitting in bank accounts which they often spend with a piece of plastic.
i remember the power of "cash" back in the black-out of 2003 when access to one's money through electronic methods came to a grinding halt...i had about $150 in my wallet and boy did it save me when buying gas/food etc..coz then..cash was definitely KING!!
