Ayuuto is the best thing ever.

anzeloti · Post by **anzeloti** » Thu Mar 05, 2015 4:02 pm

Ayuuto

still 4 months to go

July :blessed:

Vivacious · Post by **Vivacious** » Thu Mar 05, 2015 4:06 pm

anzeloti wrote:Ayuuto

still 4 months to go

July

Never seen/heard of a guy taking part in ayuuto

anzeloti · Post by **anzeloti** » Thu Mar 05, 2015 4:08 pm

Vivacious wrote:
Never seen/heard of a guy taking part in ayuuto

Mabrouk now u have

Idman702 · Post by **Idman702** » Thu Mar 05, 2015 4:11 pm

You guys are missing out. Ayuuto/hagbad is good for people who can't save money. I am going to start 500 dollars a month for 10 people insha'Allah.

Post by **Basra-** » Thu Mar 05, 2015 4:12 pm

Antijuli wrote:So my granny is in 2 different ayuutos. She received 24 thousand dollars on the spot. Old ladies are rich... I might get into ayuuto soon. I just need to gather 9 other people for a 10 people ayuuto.

Are any of you ever been in ayuuto?

pointless. That means, when it is not your turn to get the money-- u will be paying large sum of money monthly! Who needs more billS?? why don't u save every month if u can afford to pay every month?

Post by **MujahidAishah** » Thu Mar 05, 2015 4:17 pm

original dervish wrote:I am a recent convert....I was skeptical at first but know know the value of the blessed hagbad.

Recent convert that means payday as graced od :pac:

Post by **Thuganomics** » Thu Mar 05, 2015 4:40 pm

I bought my car with a hagbad.£14K interest free loan.Can't beat that

COOL-MAN · Post by **COOL-MAN** » Thu Mar 05, 2015 5:18 pm

anzeloti wrote:
Vivacious wrote:
Never seen/heard of a guy taking part in ayuuto
Mabrouk now u have

Post by **SultanOrder** » Thu Mar 05, 2015 7:17 pm

DisplacedDiraac wrote:It's for people who don't know how to save..

Well, that is the case if that is the sole purpose of Ayuuto, but it isn't. It has many benefits.

1. Treating savings as an expense.
2. Access to large capital before you are able to save the total amount (excluding the last person)
3. Checks and balances, through the group
4. Easier to do things as a group

If saving is the objective than being the last person is the best option.

Vivacious · Post by **Vivacious** » Fri Mar 06, 2015 1:40 am

anzeloti wrote:
Vivacious wrote:
Never seen/heard of a guy taking part in ayuuto
Mabrouk now u have

Dhibkaaga ma yaro mugaas

anzeloti · Post by **anzeloti** » Fri Mar 06, 2015 5:01 am

Vivacious wrote:
anzeloti wrote:
Vivacious wrote:
Never seen/heard of a guy taking part in ayuuto
Mabrouk now u have
Dhibkaaga ma yaro mugaas

Muraadka Allah sahlo

0sman · Post by **0sman** » Fri Mar 06, 2015 5:36 am

Screw ayuuto. A number of different Somali groups in my city tried to have me in hagbad and I never liked the idea of it as I am good at saving. I hardly buy unnecessary stuff and apart from the utilities/bills and the money I send back home every month, everything else goes to my savings account. At one point I managed to save almost $90K net in four and half years.

But then Africa and its never ending gaajo showed up and my savings took a hit.

Now I am back upwards on the saving steps again.

Post by **MujahidAishah** » Fri Mar 06, 2015 7:46 am

0sman wrote:Screw ayuuto. A number of different Somali groups in my city tried to have me in hagbad and I never liked the idea of it as I am good at saving. I hardly buy unnecessary stuff and apart from the utilities/bills and the money I send back home every month, everything else goes to my savings account. At one point I managed to save almost $90K net in four and half years. But then Africa and its never ending gaajo showed up and my savings took a hit. Now I am back upwards on the saving steps again.

Where is tuush iyo lilly naa ku qaabta :whoo:

Post by **Thuganomics** » Fri Mar 06, 2015 7:50 am

^
Lilly aka Luscious was the first ever person I spoke to on an online forum

Advo · Post by **Advo** » Fri Mar 06, 2015 7:54 am

It's kinda nice if your doing a small ayuuto, throw half a rack a month for 6 months and get a nice lump sum in the end.

Im good with saving money but alot of people who are spenders benefit from it tremendously.

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