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La Illaaha Ila Laah I am Screwed for Life

Posted: Mon Dec 17, 2012 2:47 pm
by caburiye1
Dayn Amount

Dayn 1 4500
Dayn 2 11500
Dayn 3 2821
Dayn 4 1485
Dayn 5 4163
=
Total 24469


Amount 500 amonth for 50 months
800 amonth For 31 Months
1000 a month for 25 months




I don't think If I can work myself off this Dayn in a long time. Ina Lillaah Wa Inaa Illaah raajicuun. What was I thinking?

Re: La Illaaha Ila Laah I am Screwed for Life

Posted: Mon Dec 17, 2012 2:48 pm
by grandpakhalif
Bro you know if you die with debt your not allowed Jannah til someone pays for it

Re: La Illaaha Ila Laah I am Screwed for Life

Posted: Mon Dec 17, 2012 2:57 pm
by Brobaganda
I paid off 20K in 12 months. You are not screwed for life. Living with family definitely helps though.

Re: La Illaaha Ila Laah I am Screwed for Life

Posted: Mon Dec 17, 2012 2:59 pm
by AhlulbaytSoldier
I had 40k debt and managed to pay within 5 years. 24k is nothing bro

Re: La Illaaha Ila Laah I am Screwed for Life

Posted: Mon Dec 17, 2012 2:59 pm
by FAH1223
$24k isn't a lot.


I have no debt now. Beginning of the year, I had about $10k (student loan and my sister's car). Paid all that shid off. But living at home helps :stylin:

Re: La Illaaha Ila Laah I am Screwed for Life

Posted: Mon Dec 17, 2012 3:04 pm
by caburiye1
FAH1223 wrote:$24k isn't a lot.


I have no debt now. Beginning of the year, I had about $10k (student loan and my sister's car). Paid all that shid off. But living at home helps :stylin:
Man aamus sxb. Aabe and hooyo pay rent, food, gas and even clothing. If I were you, I would pay $2000 a month wallaahi.

Re: La Illaaha Ila Laah I am Screwed for Life

Posted: Mon Dec 17, 2012 3:05 pm
by caburiye1
HutuKing01 wrote:I had 40k debt and managed to pay within 5 years. 24k is nothing bro
How did you do it ugaas? give me tips. Or you are living at home too right? I am talking about a grown man's way to pay debt.

Re: La Illaaha Ila Laah I am Screwed for Life

Posted: Mon Dec 17, 2012 3:17 pm
by AhlulbaytSoldier
caburiye1 wrote:
HutuKing01 wrote:I had 40k debt and managed to pay within 5 years. 24k is nothing bro
How did you do it ugaas? give me tips. Or you are living at home too right? I am talking about a grown man's way to pay debt.
Working hard and living in Momma's house :ufdup:

Re: La Illaaha Ila Laah I am Screwed for Life

Posted: Mon Dec 17, 2012 3:18 pm
by FAH1223
caburiye1 wrote: Man aamus sxb. Aabe and hooyo pay rent, food, gas and even clothing. If I were you, I would pay $2000 a month wallaahi.
Aaabo is in Somalia, I'm paying all the bills... while hooyo takes care of food :ufdup:

Re: La Illaaha Ila Laah I am Screwed for Life

Posted: Mon Dec 17, 2012 3:19 pm
by BlackRain
It depends who you own the debt to? If they are big companies. Challenge them and let them send it to collections. Deal with collection guys (usually 75% off ) and then clear your credit after that. I know it's not the best but it worked for me multiple times.

If it's family or qabiil members. tell em you are dead broke . don't pay for sh1t

Re: La Illaaha Ila Laah I am Screwed for Life

Posted: Mon Dec 17, 2012 3:34 pm
by Navy9
If I were you, I would have consolidated them all in one loan (if possible) into a loan that has a low interest rate. If you can do it, it would be great at least you do not need to worry about having several loans. If that is not an option for you, then, take the biggest loan, if it is a credit card debt, tranfer it to a collateral loan, you know, take a loan against your car loan if you own it free and clear or against your savings or any CDs (if available). Also, paying an extra amount to any loan in addition to your regular monthly payments, will cut down alot of unnecessary future interest loan payments.


and yeah...learn to save money, its a good habit :)

Re: La Illaaha Ila Laah I am Screwed for Life

Posted: Mon Dec 17, 2012 3:51 pm
by Lillaahiya
Took a loan for 2 years of uni, and the other 2 years I funded myself. I paid off the first loan this summer, and I'll finish the rest by this summer inshaAllah. I learned from my brother who graduated w/ 40k deep.

Re: La Illaaha Ila Laah I am Screwed for Life

Posted: Mon Dec 17, 2012 4:24 pm
by CilmiDoone
Caburiye are you talking student debt?

I just calculated I am $34,000 in debt and only God knows when or if I will pay it off. It is at the bottom of my list of the things i'd spend money on.

Re: La Illaaha Ila Laah I am Screwed for Life

Posted: Mon Dec 17, 2012 4:29 pm
by Basra-
Mac Sonkor. I don't have a debt. :clap:

Re: La Illaaha Ila Laah I am Screwed for Life

Posted: Mon Dec 17, 2012 4:48 pm
by caburiye1
Basra- wrote:Mac Sonkor. I don't have a debt. :clap:
Muhubo Fabulous,

I am surprised knowing how much time you sit at home complaining about somali people. Go Muhubo, Go muhubo , eh, uh, ah, eh maalinkasto on youtube.